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Mortgage Compliance

Who’s Discriminating Against Whom?

Unfortunately, Wells Fargo is back in the news. They are back this time on the wrong side of a suit brought by the City of Philadelphia. The City is going after Wells for discriminating against minority borrowers in their mortgage lending. They claim Wells charged higher rates to Black and Latino borrowers for their loans as compared to what they…

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Uncategorized

What Would We Do Without Nurses?

I apologize for missing a blog post or two lately. I am recovering from some pretty major cervical surgery and it is tough to concentrate with this pain in my neck. Through my process, I spoke with my surgeon twice; once before and once after my procedure. Otherwise, communication and information came from his assistants and nurses. If it weren’t…

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Mortgage Industry Trends

Is The MBA’s GSE Reform Proposal ‘The One’?

In a recent story in Mortgage Orb, I was asked to comment on the MBA white paper called “GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market.”  The white paper discusses the new MBA proposal to have the GSEs “congressionally re-chartered” (re-privatized)  and have the mortgage-backed securities that they issue be “explicitly guaranteed!” I stated that in my opinion, the…

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