Mortgage Compliance, Mortgage Data and Doc Processing, Mortgage Industry Trends, Mortgage Loan Production, Mortgage Loan Quality

Applying “Quality 4.0” to Mortgage Manufacturing

In the fast-evolving mortgage industry, operational efficiency and customer satisfaction are paramount. Embracing advanced technology, such as what is outlined in the principles of “Quality 4.0,” (1) can revolutionize how companies like LoanLogics manage quality assurance, compliance, and overall operational performance. Understanding Quality 4.0 and Its Implications Quality 4.0 is the application of Industry 4.0 digital technologies —such as predictive…

Continue Reading

Mortgage Industry Trends

Use Mortgage Technology to Face Today’s Challenges Head On

The mortgage industry is adjusting to drastic market changes.  Volume declines, macro global trends (i.e. war, supply chain) and the economy (i.e. inflation, rising rates) remain in our purview, adding to the uncertainty across industries.   To realign with current volumes and offset rising costs, many have turned to staff reduction, evidenced by a survey of lenders at a recent…

Continue Reading

A New Wrinkle for Mortgage Quality Control
Mortgage Data and Doc Processing, Mortgage Industry Trends

Navigating Today’s Mortgage Trends with Technology: Part 2

Navigating 2022 mortgage trends with the right balance of technology is critical for success. In my last post on August 11th, I recapped and expanded my comments on several questions originally posed by MReport on that very timely topic, in the July feature article “Mortgage Tech Update, Part 1 and Part 2.” The questions, “What can the industry expect next in terms…

Continue Reading

A New Wrinkle for Mortgage Quality Control
Mortgage Industry Trends, Mortgage Loan Acquisition, Mortgage Servicing Rights

Navigating Today’s Mortgage Trends with Technology

Earlier this month, I spoke with MReport about the balancing act our industry is performing to keep up with internal and external pressures in the two-part series titled, “Mortgage Tech Update, Part 1 and Part 2.” Given we are midway through 2022 and still adjusting to changing mortgage market trends and the role of technology top of mind for many,…

Continue Reading

2022 Appraisal Trends
Mortgage Industry Trends, Mortgage Loan Quality

A LoanLogics Look into Mortgage Reverification Trends

At LoanLogics we’ve been talking a lot about the latest mortgage industry trends with the hopes that it pushes the industry to do something different this year to effectively deal with them. As the reverification manager for the company, I too see and experience the impact of distinct trends during Pre-Funding, Pre-Closing, Post-Closing, Early Payment Default (EPD) etc, reviews in…

Continue Reading

Mortgage Data and Doc Processing, Mortgage Industry Trends

Catch a Window of Opportunity with Effective Mortgage Document Processing

Looking back, It might have come as a surprise to some when in Spring of 2021 STRATMOR Group reported that somewhere between 20 and 30% of the loans sent to aggregators were not immediately purchased due to issues.  No matter how you slice it – good or bad – an average of 25% is one notable percentage.  Twenty-five percent chance…

Continue Reading